Land your dream home. Let the fun begin.
Mortgage solutions for every stage of life.
Learn More
Life is better at the lake!
Want to make a difference in people's lives? Join our crew!
Now Hiring

Account Login

Click on the buttons to switch between Personal and Business Login.

Checking accounts with rewards that are designed to save you money.

Enjoy the efficiency of running your business with secure, cash management services through Lake Area Bank.

Banking Made Easy

Financial Access at Your Fingertips

During these uncertain times, having remote access to financial tools is more important than ever. Discover everything you can access with the touch of a finger.


Set Your Sights on Growth with a Business Loan

Whether you’re considering a COMMERCIAL REAL ESTATE LOAN or an EQUIPMENT FINANCING LOAN, Lake Area Bank has customized options for just about any purpose.

Commercial conventional loan

First Time Home Buyer?

We’ve got you covered!

Buying your first home is exciting! So don’t let your worries of a down payment get in the way of owning your first home. You may qualify for a MN down payment assistance program.

Lake Area Mortgage is dedicated to making the entire process smooth and simple.

Lake Area Bank Blogs

Refinance Loans

Refinancing Loans

Making payments on a loan with suboptimal terms can make you feel trapped. Luckily, refinancing can help you find more suitable terms for the loan. Essentially, refinancing replaces an old

Retirement Help

Transitioning to Retirement

Transitioning to retirement takes planning and preparation. But if you’re wise, you can set yourself up for success. Whether you have a pension or a retirement fund that you’ve been

Financial To-Do's for Newlyweds

Financial To-Dos for Newlyweds

Before the big day, sit down with your partner and talk finances. Some of these to-dos have a time limit—sometimes as short as two weeks after your wedding! Don’t miss