IF YOU ARE A FULL TIME W-2 EMPLOYEE ON SALARY OR HOURLY:

1. Copies of W-2'S for the past 2 years.
2. Copies of most recent payroll stubs (cover 30 days).
3. Copies of your most recent month's bank statements from all bank accounts (all pages).
4. Most recent statements for any 401(k) and/or Investment Accounts .

IF YOU ARE SELF EMPLOYED, OR COMMISSIONED, ADD THE FOLLOWING:

1. Copies of Federal Income Tax Returns for the past 2 years .
2. Copies of Corporate or Partnership Tax Returns as applicable for the past 2 years.

IF YOU CURRENTLY OWN ANY RENTAL PROPERTY, ADD THE FOLLOWING:

• Copies of current leases.

IF YOU ARE PURCHASING A HOME, ADD THE FOLLOWING:

• Copy of purchase agreement - if already executed .

IF YOU ARE REFINANCING YOUR HOME, ADD THE FOLLOWING:

1. Copy of property tax statement.
2. Copy of homeowners insurance declaration page.

IF YOU ARE DIVORCED, OR BANKRUPT IN THE PAST 7 YEARS, OR OWN PROPERTY ON A CONTRACT-FOR-DEED, ADD THE FOLLOWING AS THEY MAY APPLY:

1. Copy of divorce decree.
2. Copy of bankruptcy and discharge papers.
3. Copy of contract for deed.