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Personal Banking
Products and Services

  Checking Accounts
  Savings Accounts
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  Certificates of Deposit
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  Individual Retirement Accounts
  Health Savings Accounts

Business Banking
Products and Services

  Checking Accounts
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Fee & Information Schedule
 

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Common Questions
PERSONAL CHECKING ACCOUNTS
 

Lake Area Bank offers a variety of checking accounts to meet your individual needs. All accounts are FDIC insured and offer easy to balance monthly statements.

(Minimum opening deposit of $50.00 is required for all checking accounts.)

Completely Free Checking **

  • No minimum balance requirement
  • No monthly service charge
  • Unlimited check writing with no per check charge
  • ATM/MasterCard® debit card available

Low Minimum Interest Checking **

  • Competitive interest
  • $400 minimum balance
  • $6 monthly service charge if below minimum balance
  • Unlimited check writing with no per check charge
  • ATM/MasterCard debit card available

No Minimum Interest Checking

  • Free corporate image checks
  • Competitive interest
  • No minimum balance requirement
  • Unlimited check writing with no per check charge
  • All for just $4 per month
  • ATM/MasterCard debit card available  

50+ Free Interest Checking

  • Competitive interest
  • FREE Lake Area Bank Corporate Image checks or $10 off style of choice
  • No Fees on Traveler's Checks
  • Fee Waived on 1 Cashier's Check per month
  • No minimum balance requirement
  • No monthly service charge
  • Unlimited check writing with no per check charge
  • ATM/MasterCard debit card available
  • Invitations to Travel Club trips (Contact your Personal Banker if you would like to be added to the mailing list) 

VIP Free Interest Checking **

  • Competitive interest
  • No minimum balance
  • No monthly service charge with direct deposit
  • Unlimited check writing with no per check charge
  • ATM/MasterCard debit card available

Wall Street Checking **

  • Higher interest rates with balances of $2,500 or more
  • Competitive interest if balance falls below $2,500
  • Unlimited check writing with no per check charge
  • Only $8 per month charge if minimum balance falls below $1,000
  • ATM/MasterCard debit card available

** Customer purchases checks.

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